Google runs two products under the reCAPTCHA name, in two consoles, with two different verification APIs. Here is how to tell which one your keys belong to, and what follows from that.
A velocity check counts repeated events and reacts when a threshold trips. The interesting part is not the counting, it is choosing what counts as the same thing.
WooCommerce records where each order came from, but the browser collects that data and submits it with the order. What the fields are, and what an odd profile is actually worth.
A WordPress nonce is not used once. It is valid for a window, and a cached checkout page carries one minted for somebody else. Your own test order passes because you are signed in.
The Store API carries its own limiter, switched off out of the box. Turning it on takes one filter, and getting it right takes an accurate client address.